Tips For How To Save Money

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We all know how life is very expensive. But, it doesn’t have to be. Learning how to save money is an important step to your financial freedom. It gives you a cushion of savings for your future needs. Our techniques of how to save money aren’t huge. They are little steps that add up over time. Some are easy and take only a few minutes of your time. By applying these tips for how to save money, you will be surprised how much extra money it adds to your bank account.

Gifts

Homemade gifts are a great idea for how to save money. Not only are they very inexpensive, but they are more meaningful than anything that you can buy in a store. You can find resources online for how to make food mixes, candles, fresh-baked bread, cookies, soap, picture frames or all kinds of other items. Your gifts will be more appreciated then others because of the thought and time you put into them. Also, you aren’t paying a ton of money for them.

Grocery Lists

Make a list before you go to the grocery store. Without a list, you sometimes make impulse buys that add up over time. This wastes money initially, and in the long run because many time these buys don’t get eaten and end up in the trash. Making a weekly meal plan is another way how to save money. It keeps your family from eating out and paying top dollar for meals. It is also healthier for your family to make meals at home. Even better yet, invest in a crock pot. You can cook a large batch of food and freeze it for meals all week.

Used Items

Before you head out to a retail store, think about searching for what you need used. There are tons of used sporting goods stores, used game stores, consignment stores and flea markets. Another way of how to save money is to check these second hard stores first. If there is something specific you are looking for, call these stores in advance to save even more money on gasoline. Many people donate items that are close to new at these types of stores.

Generics

If you are always buying name brand food at the grocery store, try switching to generic or store brand. In most cases, the quality of the products is exactly the same. With name brand items, the extra expense you are paying for is the marketing and packaging. This little switch can save you a lot of money on your monthly grocery bill.

Lunch

Packing your lunch for work may sound like a lot of work, but it actually isn’t. It just takes a little bit of planning. Not going out to eat at lunch can save you $50 a week, depending on what you normally purchase. Weeknight leftovers can make an easy lunch to bring to work. Another good tip is not to buy coffee at a coffee shop. Start using the one at your office. Or brew your own at home and bring to work in a travel mug.

Cleaning Supplies

Cleaning supplies bought at a grocery store or a drug store can be very expensive. Again with these, you are paying for the marketing and packaging. With some research online and empty spray bottles, you can make your own cleaning chemicals at home. They are just as effective as the ones you are buying at the store, and actually safer for your family. The store bought versions contain a lot of chemicals that give off harmful fumes. The ones that you make at home are made of natural ingredients that are safe for your family.

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